Dubai, the glittering metropolis of the United Arab Emirates, is often seen as a land of opportunities. With its high standard of living, modern infrastructure, tax-free salaries, and a cosmopolitan lifestyle, it attracts thousands of Indians every year—whether for work, business, or tourism. However, one of the most frequent questions people ask is: “What is the actual cost of living in Dubai?”
In this blog, we break down the cost of living in Dubai in Indian Rupees (INR) to help you understand and plan your budget better.
1. Accommodation Costs in Dubai
Accommodation is the biggest expense for anyone living in Dubai. Your rent depends largely on your lifestyle and location.
Popular Areas and Monthly Rent (Approx.)
Studio apartment (Bur Dubai, Deira) – ₹75,000 to ₹1,00,000
1 BHK apartment (Downtown, Marina) – ₹1,20,000 to ₹2,00,000
2 BHK apartment (Jumeirah, Business Bay) – ₹1,80,000 to ₹3,00,000
Sharing accommodation (per person) – ₹30,000 to ₹60,000
Tip: If you’re looking to save on rent, areas like Al Qusais, International City, or Discovery Gardens offer more affordable options.
2. Utilities and Internet
Utilities include electricity, water, air conditioning, and waste collection. Dubai’s hot climate means high usage of air conditioning throughout the year.
Monthly Utility Bills:
Electricity & Water (DEWA) – ₹8,000 to ₹12,000
Internet (Du or Etisalat) – ₹5,000 to ₹8,000
Some landlords include these costs in the rent, especially in shared accommodations.
3. Transportation Costs
Dubai has a well-connected metro system and public buses, but many residents prefer driving.
Public Transport (Monthly):
NOL Card (Metro & Bus Pass) – ₹4,000 to ₹5,000
Private Vehicle:
Fuel (per litre) – ₹60
Monthly petrol expense – ₹5,000 to ₹10,000
Car loan EMI (for a basic sedan) – ₹15,000 to ₹25,000
Car insurance and registration (annual) – ₹40,000 to ₹70,000
Taxis and ride-hailing apps like Uber or Careem are available but can get expensive for daily use.
4. Food and Grocery Expenses
Eating out in Dubai is convenient but costly if done regularly. Cooking at home is more budget-friendly.
Grocery Costs (Monthly):
Basic groceries for two people – ₹15,000 to ₹25,000
Indian groceries (monthly) – ₹4,000 to ₹8,000
Dining out (mid-range restaurant for two) – ₹4,000 to ₹8,000
Fast food meal (McDonald’s, KFC, etc.) – ₹500 to ₹800
Tip: Lulu Hypermarket, Carrefour, and local markets offer competitive prices for everyday shopping.
5. Healthcare Costs
Dubai’s healthcare system is high-quality but expensive without insurance.
Basic health insurance (mandatory) – ₹10,000 to ₹25,000/year
General doctor visit (without insurance) – ₹3,000 to ₹5,000
Specialist visit – ₹5,000 to ₹10,000
Most employers provide insurance coverage. Always check if it covers dependents too.
6. Education Costs (For Families)
If you’re moving with children, schooling is a major expense.
Annual Tuition Fees:
Indian Curriculum Schools (CBSE/ICSE) – ₹1,50,000 to ₹4,00,000
International Schools (IB/UK/US) – ₹6,00,000 to ₹15,00,000
Additional Costs may include transport, uniforms, books, and extracurriculars.
7. Leisure and Lifestyle
Dubai offers a vibrant lifestyle, from beaches to malls, and desert safaris to fine dining.
Gym membership (monthly) – ₹3,000 to ₹7,000
Cinema ticket – ₹700 to ₹1,200
Desert safari or day tour – ₹4,000 to ₹7,000
Shopping budget (monthly, average) – ₹5,000 to ₹15,000
You can also enjoy many free or low-cost activities like walking by Dubai Marina, beach visits, or cultural festivals.
8. Miscellaneous Expenses
Mobile recharge/postpaid (monthly) – ₹2,000 to ₹3,000
Clothing & personal items – ₹2,000 to ₹6,000
Domestic help (part-time cleaner) – ₹3,000 to ₹6,000/month
9. Total Monthly Cost of Living in Dubai (in INR)
| Category | Estimated Cost Range (₹ per month) |
|---|---|
| Rent | ₹30,000 – ₹3,00,000 |
| Utilities & Internet | ₹13,000 – ₹20,000 |
| Transportation | ₹4,000 – ₹25,000 |
| Food & Groceries | ₹15,000 – ₹35,000 |
| Healthcare | ₹1,000 – ₹4,000 (with insurance) |
| Lifestyle & Leisure | ₹5,000 – ₹20,000 |
| Miscellaneous | ₹4,000 – ₹10,000 |
| Total | ₹72,000 – ₹4,14,000 |
Note: Costs vary based on lifestyle and choices. Budget-conscious individuals can manage on the lower end.
10. Is Dubai Expensive Compared to India?
Yes, Dubai is significantly more expensive than most Indian cities. However, the tax-free income often balances this out. For professionals earning salaries above ₹3,00,000/month, living in Dubai can be quite comfortable, especially if accommodation is company-provided.
Final Thoughts
Living in Dubai can be a rewarding experience, offering exposure to a global culture, excellent job opportunities, and modern amenities. However, cost of living planning is essential—especially for new migrants and families.
Whether you’re moving for a job, planning to start a business, or just curious about the lifestyle, knowing these expenses helps make informed decisions. Keep an eye on our daily updates on Dubai Daily News for more insights on expat life, job markets, housing trends, and more.